Seasonal stock
Christmas and summer stock bought early, in bulk, at a better price.
Shop and retail finance
Funding for shops and retailers.
Independent shops take most sales on card. A merchant cash advance uses that history to fund stock, a refit or a new till system, with repayments that follow your sales instead of a fixed monthly bill.
Why it fits
Stock when you need it, repaid as it sells.
Retail is seasonal. The time you need to buy stock is before the busy season, when cash is tightest. A merchant cash advance funds the stock now and is repaid as a share of card sales as it sells.
The decision is based on your card takings, so you are not waiting weeks for a bank or offering your home as security.
What owners use it for
Funding that turns into sales.
Illustrative uses, not client stories.
A shop refit
Shelving, lighting and a layout that sells more per visit.
Tills and systems
Point-of-sale, stock control and an online shop that talk to each other.
A second shop
The lease deposit and opening stock for a new location.
Marketing
A proper launch or a local campaign to bring in new customers.
Working capital
Cash for the gap between paying suppliers and making the sale.
How it works
We sit down with you.
- A conversationTen minutes on the phone to see whether funding fits.
- A visitWe come to you and go through the application together.
- A decisionWithin hours of a complete application, from 365 Finance.
- Clear termsIf you are offered funding, we explain what it costs and how it is repaid before you sign anything.
Next step
Find out what your business could qualify for.
Ten minutes on the phone to see whether funding fits, then we come to you and go through the application together. A decision within hours of a complete application.
Saynor Sales Solutions is not a lender and is not authorised by the Financial Conduct Authority. We introduce businesses to commercial funding options through our partnership with JK Commercial Savings Ltd. Funding is provided by 365 Finance and is subject to status and lender criteria. Approval and amounts are not guaranteed. A decision is not a payment: the time to receive funds after acceptance is separate. We and JK Commercial Savings receive commission from the funding provider when funding completes, and we will tell you about it before you apply.