Kitchen equipment
A new range, combi oven or extraction, replaced before it fails at the wrong moment.
Restaurant and café finance
Funding for restaurants and cafés.
Hospitality runs on card payments. A merchant cash advance turns that card history into funding for the kitchen, the dining room or the season ahead, and repayments follow your covers rather than a fixed monthly bill.
Why it fits
Repayments that follow your covers.
Restaurants and cafés see trade rise and fall with the weather, the school holidays and the calendar. A fixed loan repayment does not care if January is quiet. A merchant cash advance does, because repayments are a share of what you take on card.
Most restaurants and cafés already take the majority of their payments by card, so there is a clear history for the lender to look at. That is why decisions can come within hours of a complete application rather than weeks.
What owners use it for
Funding for the next step.
Illustrative uses, not client stories.
Outdoor seating
Covers, heaters and furniture for the terrace before summer.
A refit
A refreshed dining room that justifies a better menu price.
A second site
The deposit, fit-out and opening stock for the next location.
Coffee equipment
A better machine and grinder for the morning trade.
Quiet months
Working capital to carry the business through January and February.
How it works
We sit down with you.
- A conversationTen minutes on the phone to see whether funding fits.
- A visitWe come to you and go through the application together.
- A decisionWithin hours of a complete application, from 365 Finance.
- Clear termsIf you are offered funding, we explain what it costs and how it is repaid before you sign anything.
Next step
Find out what your business could qualify for.
Ten minutes on the phone to see whether funding fits, then we come to you and go through the application together. A decision within hours of a complete application.
Saynor Sales Solutions is not a lender and is not authorised by the Financial Conduct Authority. We introduce businesses to commercial funding options through our partnership with JK Commercial Savings Ltd. Funding is provided by 365 Finance and is subject to status and lender criteria. Approval and amounts are not guaranteed. A decision is not a payment: the time to receive funds after acceptance is separate. We and JK Commercial Savings receive commission from the funding provider when funding completes, and we will tell you about it before you apply.